There is a persistent myth in our labour market: that locals are "too expensive" for the so-called dirty, low-paying jobs, and that we therefore have no choice but to fill them with foreign workers. Look closely at the actual numbers, and that myth starts to fall apart — and the lesson it holds for business owners is bigger than it first appears. The true cost of a foreign worker is often close to $3,000 A foreign worker may be paid a basic wage of around $1,600 a month. But

Whatever you wish to do, get started even if you have close to no money at all. In accounting, you don't necessarily need to have money...

SMEs should avoid going into expensive liquidation. The liquidation fees itself is very expensive. The simpler alternative is to do a...