Get started, improve along

Whatever you wish to do, get started even if you have close to no money at all. In accounting, you don't necessarily need to have money to procure accounting software to get started. It is legally acceptable to do accounting entirely manually - on pen and paper. After you gotten started, then you get to understand the process flow, even if it is slow or cumbersome. Then, when you intend to automate certain tasks progressively, you can rationally evaluate with clear transparency on how the automation will cause the present workflow better, I mean holistically better than it is presently. You don't necessarily need to automate everything all at once, can do it in small parts progressively. If the automation of any part of the workflow will be worse off than the present, there is no point in doing the task in a different way. Any change should be for the better, not worse. Better means, after weighing all the pros and cons, the benefits of automation outweighs the disadvantages.

Incidentally, through these accounting processes, you realize that this applies to many things in life, its actually a critical life survival skill. If you are in a jungle, with no house to live in, you don't just sit and wait for heavy machineries and constructions materials to magically appear before you make a house for yourself. There are lots of YouTube videos showing how one can build house with bamboos harvested from the forest. No other construction materials nor machinery, other than a "Parang" (knife) and a "changkul" (something to dig the ground). The whole house constructed manually just by a single young lady. No nails also, the bamboos are tied together with "strings" made by fine bamboo strips. Roofs are either made of arranged bamboos or certain leaves.

In certain countries, such as Australia, it is not very easy for foreigners to be granted Permanence Residency but they make it easier if the applicant is willing to reside in a country side, that's where such survival skills matters a lot.

The above illustrates that one can get started getting work done manually if finance is not available.